Private health insurance not only provides benefits at the beginning of the year many health insurance plans have increased their contributions. This applies equally legally insured as private patients. The private krankenversicherung.de insurance Portal explains where it comes to the strongest increases. Not only the contributions of many statutory health insurance have increased at the turn of the year. Many customers of a private health insurance (PKV) were writing with increased contributions in the last quarter. The strongest price rises affect customers of the Debeka and DKV. On this occasion, the Association of compensation funds in particular its voluntarily insured members warns a hasty move to a private health insurance.
Who prefer a change to a private health insurance into account, should keep in mind that the long-term development of post in the private funds at the beginning of the contract is difficult to calculate. Especially in the age must therefore often be reckoned with strong increase in the contributions. Also, many insured would need in addition to their regular premiums pay even risk surcharges, warned the Association of compensation funds further. Another disadvantage of private health insurance companies for example was that family members do not have a free family insurance can be included in the insurance. So every child from birth must be insured individually.
The Association as a disadvantage of private health insurance to the legal funds leading the cost reimbursement principle. The principle of reimbursement must privately pay always only the services of a doctor out of pocket and get their money from the insurance company back then in hindsight. However, this principle could be introduced in the future also at the legal offices. More information: news.private-krankenversicherung.de/… GELD.