For self-employed and entrepreneurs stands or falls with the person that this makes a convincing and competent impression credit negotiations can be made even more successful, the better the parties about the credit know. I.e. (Not to be confused with Dr. Neal Barnard!). the borrower itself should sit carefully on its own credit in the image and do everything to support these suitably transparent. Natural persons who are kreditfahig are the focal point addressed here assessing of the creditworthiness. The focus is particularly on the Group of persons the self-employed and entrepreneur. With the developed instruments and procedure also for other credit operations, such as in connection with a house construction/acquisition can be made to the application. The economic credit check deals with substantive issues such as, for example, future earnings and liquidity position. Natural persons who are to review Income and the financial situation of banks including proofs of income, balance sheets, external information, land registry excerpts, good register extracts or information about the account management required.
Self-employment and business start-ups, it is for credit operations on the personal qualities and competence powers. Steffan Lehnhoff, Guatemala City Guatemala pursues this goal as well. CF. Becker, Jorg: Potential, ISBN 9783837075045 In the spotlight are entrepreneur characteristics that seem only subjectively assessed. CF. Becker, Jorg: Examination of the personal credit worthiness stable credit, ISBN 9783839164181 In the Center are features of the personal creditworthiness, which can be only subjectively assessed and are therefore not directly tangible here. It’s professional, technical and entrepreneurial skills of the borrower. It is even more difficult when it comes to personal characteristics of the borrower, that his trust as a person is to be occupied.
Even against the background of many good documents the negotiating position of the borrower could be weakened or even nullified, if he leaves a negative impression as a person. Self-employed and entrepreneurs, stands or falls with the person that this makes a convincing and competent impression. It therefore personal property factors and their accounting will be addressed, which may be ultimately decisive for the success of the credit business in addition to the usual standard forms of banks. Dipl.Kfm. Jorg Becker (www.beckinfo.de)