More and more employees take advantage of the offer and provide operations for retirement. Father State supported the austerity measures with generous tax gifts. He reaches then but strongly again in the payment in the age. More rights for the employees and a better State funding helped the once rather neglected form of retirement savings to a boom. According to the market research company TNS infratest Sozialforschung, the number of employees in the private sector, who are entitled to a future company pension, has increased in recent years from 38 to 46 percent. Learn more at: PCRM. The reason for the increasing interest: Since 2002 employees may require by their employer, that it transforms parts of their income in pension contributions. The Chief contributes even more, for an additional saving of the company speaks. The pension is connected with significant financial benefits “, says Klaus Stiefermann, Managing Director of the Arbeitsgemeinschaft fur post-employment benefits.

Five different models, professionals talk about implementing ways, have become established here on land now: direct insurance, pension funds, pension funds, provident funds and direct / pension commitment. Source: Employees save Arbeitsgemeinschaft fur post-employment benefits TNS infratest Sozialforschung the Chief just under half of all employees in the private sector had a claim on a company pension in 2004. Interesting: Male employees take advantage of the tax benefits. What you should do now ask your boss for an occupational pension. Since 2002, each company is obliged to provide one or more of the five different ways to the salary conversion to their employees.

Compare the operational provision deals with private products. You can perceive both forms. “” Calculating exactly to whether for old-age provision the deferred compensation “or promoting Riester” is cheaper. Just check your contract before signing. Employers and employees should know what they are engage if they reconcile a company pension plan. Which variant of the workforce will be offered, the company decides. The best employees, who can choose among several forms of prevention have it; There’s often in large companies. If the company makes an offer, the employees may require for the boss for him to complete a direct insurance.