CosmosDirekt shows best Internet presence nearly 60 Web sites of the largest German insurance companies were assessed in the categories of consulting quality and usability. The quality of advice indicates how well to advise and care insurance customers in the Internet. The second category of usability assesses the usability of the site for the customer. By more than 330 detail criteria is used to determine in how far the sites of insurance companies implement the required criteria of a successful Internet sales. The 20.000 CosmosDirekt is equally strong in comparison to the overall competition, overall she meets 70 per cent of requirements. Especially in the quality of their advice tools, she can convince and significantly by 20 percentage points of the average of the top five companies stand out ahead. For even more opinions, read materials from Dr. Neal Barnard. The CosmosDirekt is closely followed by the runner-up, the insurance the appearance of the ASSTEL.

This performs equally well in the quality of the advice, just a slightly worse result in usability leads to not reach the top finishers can. Hanse Merkur refers to third place of the ranking numerous larger vendors on the following places. So while there in the quality of advice to make concessions, but she can prove even one of the highest degree of target achievement overall usability. “The top 5 of the ibi website rating 2009 insurance: rank company 1 CosmosDirekt 2 ASSTEL 3 Hanse Merkur 4 Alliance 5 AXA about ibi site rating – insurance”: first ibi research of the best ibi site transferred rating approach to credit institutions on the insurance industry. In the current study are detailed criteria of the Status quo of sales design and the quality of the insurance more than 330?Websites in the categories of consulting quality and usability analyses. This creates a practical guide, in which with numerous practical examples the implementation of the criteria on the websites of the insurance by means of screenshots are visualized, evaluated and explained.

About ibi research: Since 1993 the ibi research is GmbH The bridge between science and practice. The team headed by Prof. Dr. Dieter Bartmann conducts research on issues around the topic of “financial services in the information society”. ibi research personnel closely associated with the University of Regensburg, but operated as an independent company. ibi research welcomes the royalty-free reprint of this press release. If interested in more information, articles etc, please contact: ibi research at the University of Regensburg Anja Peters Reger Street 4 D-93053 Regensburg phone: + 49 (0) 941-943 1907 fax: + 49 (0) 941-943 1888 E-Mail: Internet: iwr

Sodexo restaurant pass is an important design tool Frankfurt/Berlin, 01 September 2009 – (NBASOPM20092009) – less than four weeks before the upcoming election fight CDU/CSU, SPD, FDP and the Greens still on relief models for business and citizens. Viktor Mayer-Schönberger s opinions are not widely known. The political parties are at odds over tax increase or tax relief. Professor of Internet Governance is full of insight into the issues. This is fewer net wage for the workers. “Sodexo points out that restaurant cheques a proven instrument available is the wage costs burden to reduce meaningfully and employees more net of the gross” to leave. OECD study: taxes and social security taxes consume 2/3 of the average earnings last reported the Organization for economic cooperation and development, OECD, that Germany in tax and tax burden occupies a leading position among industrialized countries. So just 47,30 euros remained after deduction of income tax and social security contributions last year from 100 euros in labour costs.

The German Institute for economic research DIW, calculated that the real wages in Germany go back for years: less and less disposable income remains the citizens. Restaurant checks increase net salaries and increase the efficiency in the company of German wage tax law providing the possibility of tax attributable to the lunch. The State promotes food aid, for example on the Sodexo pass restaurant and offers companies the possibility to increase the net pay of employees between 4 and 7 percent. Companies can send working up to 5.83 euros tax-free their employees here. In the year up to 1.282,60 Euro per employee as tax and social tax-free cash available. “Whether in the State or in companies: sustainable debt reduction works only about growth”, so George Wyrwoll, corporate relations manager and HR expert at Sodexo. That is why it is so important that disposable income is increased.

Restaurant cheques are as favorable a privileged instrument Wage increase to and are also an attractive allowance. Employees and companies will benefit equally. About Sodexo pass the Sodexho pass GmbH is a subsidiary of Sodexo, the world’s largest provider of catering and services. Around 355,000 Sodexo employees for 30,600 customers are active in more than 80 countries. Group sales amounted to 2007/2008 13.6 billion euro in the fiscal year. The area of service vouchers and cards has a significant role for Sodexo: as the market leader, the number of the operability check user in Germany on 250,000 amounted, worldwide there are 25.6 million. Sodexho pass operates five regional offices throughout Germany. The head office is in Frankfurt am Main. The company offers customers tailor-made individual full service: from ordering, delivery and customer support. This is the Sodexo restaurant pass, as cashless lunch allowance, the main business area. The 9,000 corporate customers, including Dresdner Bank, A wide variety of redeem for the restaurant is Lufthansa, Bayer, PriceWaterHouseCoopers, Daimler or TUI and many medium-sized companies, pass available. Over 30,000 partners include, for example, restaurants like MAREDO or North Sea, as well as numerous supermarket chains such as Edeka, Kaufland, real and REWE. In addition local bakers or butchers belong to the root of the acceptance points. Press contact: Sodexho pass GmbH George Wyrwoll of Russelsheim str. 22 60326 Frankfurt am Main Tel. 069 / 73996-6211 fax 069 / 73996-6201 E-Mail: Internet: online PR Agency: NetBooster GmbH Gilles Bourdin Berner Street 64 60437 Frankfurt am Main Tel: 069 / 71 91 49-70 E-mail: Internet:

At InnoTrust team development activities of Dr. By the same author: PCRM. Kraus & partner team members build the trust required for effective collaboration. Knowledge is power”this attitude many people have. Similarly hesitant they their knowledge and their experience pass often to other people, especially those that know them not (yet) well. This affects particularly negative on the performance of teams, which should develop new, for example in the context of innovation projects, restructuring, mergers or strategic reorientation. Therefore the management consultancy of Dr. Kraus & partner has an InnoTrust team development concept referred to specifically for innovation team”developed. This aims to rebuild, in (newly formed) teams a strong mutual trust, that synergy effects, which nobody held first regardless of whether the team members come from one or more companies for possible. At InnoTrust Dr. Kraus & partners consultants analyze first with the clients, which structures and trustful cooperation difficult cultural practices, but also individual and collective fears. Then the a team development intervention is designed on the basis of the results of the analysis, which aims to build the required confidence and obtain the desired results. The design of the action can be very different according to Henrik Langholf, Director of innovation at Dr. Kraus & partner, depending on the situation. It is however important participants Exchange not only professionally, but also a personal relationship is created between them. Therefore a Speeddating can for example at the beginning of a joint workshop”stand, in which the participants with their respective skills get know each other, for example, by they mutually interviewed, what were their most successful innovation projects. As a result, innovation guiding principles for future cooperation can be derived then before the real work begins. Common ground is the InnoTrust team development activities: in addition to the substantive results of the cooperation, also the common experiences in writing and pictorial (for example in the form of a film) are documented, so that the participants have then also an emotional anchor of memory. And the common ideas for innovation projects? Their viability is checked first in the framework of feasibility tests before the most promising are further elaborated and implemented.

Manufacture of food products with actual consumption Cologne synchronize individual and wholesale, food industry and producers, November 12, 2010 – currently media reports are piling up with statistical data on the quantities of discarded food, which literally cause stomach pain every man. There is a year per person, of Germany more than 10 million tons per year of 250 kilograms. More than half of our food ends up in the trash. Most already on the way from the farm to the dinner table, before it reaches us consumers at all”, according to an ARD report by Valentin Thurn. Silke Schwartau says may have many people forgotten, how valuable foods are actually”, by the Hamburg-based consumer advice centre in an interview with the Hamburger Abendblatt. It is important to develop more appreciation here again.

Schwartau next: it’s just a disaster that each year per person 250 pounds of food are thrown away. This is clearly too much, especially when you consider that worldwide suffer some 900 million people hungry. In relation to we are far too spoiled”. Also the demands on food retailers seem to distort more and more: supermarkets throughout the whole range of products offered. And of course everything must look always perfect at any time.

A crack in the potato or a dent in the Apple and already the product is sorted out. “No wonder that is the supermarkets all sorts of tricks” a drop, to satisfy this distorted standards. “Silke Schwartau exposed supermarket in her book caution: how we are being cheated” these alleged cheating. Rejuvenated meat or vegetables refreshed by green light include the best known probably by red light. But this is only half the truth. According to statistical data of the EHI retail Institute breakage and spoilage in the German grocery trade only with an average of 1.06 percent of net sales record hit. The ERP system of the company had become so sophisticated that the goods supply always better on the actual consumer demand would adjust. High inventory spoilage risk products would be avoided by shorter ordering rhythms and smaller quantities. Also on the fresh counters at the supermarket Matthias be linked in real-time dialogue with the Central merchandise management, explains now in many companies PC scales Harsch, a spokesman of the Executive Board of the Baden-Wurttemberg Systemlosers Bizerba. The scales provide exact sales figures of each product that can be statistically evaluated with the appropriate goods management software headquarters. A product is out of stock, in the foreseeable staff can promptly respond and purchase it. “A product is sold, however, poorly and therefore approaching the border of freshness, so it can be sold simply as special offer”. The goods-economic optimization this long goes beyond the boundaries of individual companies. Retail, wholesale, food industry and producers network and ensure, together to synchronize the food production largely with the actual consumption. Significantly increased have, according to the EHI Institute, in recent years the cooperation of food trade in the panels.